I recently enjoyed a swift lunch with an old friend, who was once my roommate during our school years. We had an in-depth conversation about life and career. To my mind, his thought process is far more mature than mine, and his decisions seem more future-oriented. Although our conversation was private, I believe certain insights should be shared with a broader audience. 1. The Role of Luck in Life. His life experiences have significantly highlighted the impact of luck. While I'm not ready to accept this fully, similar sentiments have been echoed by other successful and wise individuals I've interacted with. I also recently watched an informative video that lucidly explains the 80/20 rule and the principle of luck. The video demonstrates through "agent-based modelling" how the wealthiest person isn't necessarily the most talented but is usually someone of average talent who encounters multiple lucky events in life. I agreed that luck indeed plays a vital role and